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Independent Financial Advisor Limited Tax Tables 2009-10 Income tax, capital gains tax, and inheritance tax | £ per year (unless stated) | 2008-09 | 2009-10 | | Income tax personal and age-related allowances | | Personal allowance (age under 65) | £6,035 | £6,475 | | Personal allowance (age 65-74) | £9,030 | £9,490 | | Personal allowance (age 75 and over) | £9,180 | £9,640 | | Married couple's allowance* (age 75 and over) | £6,625 | £6,965 | | Married couple's allowance* - minimum amount | £2,540 | £2,670 | | Income limit for age-related allowances | £21,800 | £22,900 | | Blind person’s allowance | £1,800 | £1,890 | | Capital gains tax annual exempt amount | | Individuals etc. | £9,600** | £10,100 | | Most trustees | £4,800 | £5,050 | | Inheritance tax threshold | £312,000 | £325,000 | | Pension schemes allowances | | Annual Allowance | £235,000 | £245,000 | | Lifetime Allowance | £1,650,000 | £1,750,000 | *Married couple's allowance is given at the rate of 10 per cent. ** From 06/04/2008 a new entrepreneurs’’ relief was introduced. The first £1 million of qualifying gains (lifetime total) is taxed at an effective rate of 10% and any excess is charged at 18%. Income tax: taxable bands | £ per year | 2008-09 | 2009-10 | | Starting rate: 10%* | £2,230 | £2,440 | | Basic rate: 20% | £0-£36,000 | £0-£37,400 | | Higher rate: 40% | Over £36,000 | Over £37,400 | * A new 10% starting rate for savings income only is introduced from 06/04/2008 (no longer applies to earned income and pensions). The 20% (lower rate) for savings is merged with the basic rate. Dividend income is taxed at 10% (income up to the basic rate) and 32.5% (higher rate). Corporation tax on profits | £ per year (unless stated) | 2008-09 | 2009-10 | | Small Companies Rate £1-£300,000* | 21% | 21% | | Marginal relief applies £300,001 - £1,500,000 | Marginal Relief | Marginal Relief | | Main Rate £1,500,001 or more | 28% | 28% | A company’s capital gains are charged to tax at its Corporation Tax rate. * The small companies’ rate applies to the first £300,000 of profits (whether retained or distributed as dividends).
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